feat(risk): SmallAccountRiskHoldPolicy for non-worsening RRL overruns - #605
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…runs Allow opt-in hold/reduce-only when a small verified NAV already exceeds RuntimeRiskLimits caps, without raising authorized exposure caps. Co-authored-by: Cursor <cursoragent@cursor.com>
Apply hold/reduce-only by default for verified RuntimeRiskLimits when NAV is below 1000 and cash-only holds; allow explicit enabled=false opt-out. Co-authored-by: Cursor <cursoragent@cursor.com>
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Summary
SmallAccountRiskHoldPolicyso small verified NAV accounts can hold/reduce-only when already over RuntimeRiskLimits capsruntime_risk_small_account_holdwhen the hold path appliesTest plan
pytest tests/test_risk_gate.py -k small_account_holdMade with Cursor